Mortgage Industry Trends

In retrospect, consumers, investors, central bankers, and now regulators all wonder what caused the once ethical mortgage banking to lose its sanity, while pursuing profits and pipeline deals.&nbsp

The following is a posted response to Source Media / Mortgage Technology editor Anthony Garritano’s weekly blog (http://www.mortgage-techno

Has anyone else noticed the proliferation of “Chief Strategy Officers” (CSO’s) within the mortgage industry as of late?  It feels like every week, organizations are anointing highly skil

Once upon a time in a land far away, there lived a homeowner – happy amid rising market prices, a large HELOC, and with variable loan terms.  The home owner was created by an originating ban

Choosing leaders by name is a losing proposition.  Suffice it to say, that our next leadership base will be less concerned with how things were historically performed, and more concerned about

There are several permanent shifts actively taking place – some technology based and other socio-economic.  Addressing the latter first, the world economies are no longer independent financi

Even after two years, a melancholy and dark mood still permeates the future of the mortgage industry.  Saddled with the continual unwinding of financial market instruments, leaders have gone u

So what regulatory and audit challenges should be anticipated as the market rebalances and reassesses?

John Gapper is the "FT’s (Financial Times) chief business commentator" and his "blog is about business, finance, media, technology and related matters." He posed a key question facing FSI and mor

Reinvention is a wonderful word.  For those of us fighting for survival in a depressed housing and lending environment, this may not be the first word uttered when asked about the future of th