globalization

Mortgage Technology -- "Let's Rethink the Mortgage Processes"

The following is a posted response to Source Media / Mortgage Technology editor Anthony Garritano’s weekly blog (http://www.mortgage-techno

The Fall of the CIO/CTO ushers in the Rise of the CSO?

Has anyone else noticed the proliferation of “Chief Strategy Officers” (CSO’s) within the mortgage industry as of late?  It feels like every week, organizations are anointing highly skil

The Real Estate Crisis is over- we can all go back to work

I just love the way the stock market works. Its almost like a politician, blowing in the wind of the latest poll.

“A Jester’s Promenade…”

Once upon a time in a land far away, there lived a homeowner – happy amid rising market prices, a large HELOC, and with variable loan terms.  The home owner was created by an originating ban

Business and Technological Competition in a “Flat World” -- Moving Beyond the Despair While Preparing for Growth (final)

Choosing leaders by name is a losing proposition.  Suffice it to say, that our next leadership base will be less concerned with how things were historically performed, and more concerned about

The Emerging Markets Have Already Emerged

In the last few years much has been said about the emerging markets in the mortgage industry and how they could be the growth vehicle for a market that continues to have gone bonkers.

Business and Technological Competition in a “Flat World” -- Moving Beyond the Despair While Preparing for Growth (Part 2 of

There are several permanent shifts actively taking place – some technology based and other socio-economic.  Addressing the latter first, the world economies are no longer independent financi

Business and Technological Competition in a “Flat World” -- Moving Beyond the Despair While Preparing for Growth (Part 1 of

Even after two years, a melancholy and dark mood still permeates the future of the mortgage industry.  Saddled with the continual unwinding of financial market instruments, leaders have gone u

Regulatory and audit challenges should be anticipated as the market rebalances and reassesses

So what regulatory and audit challenges should be anticipated as the market rebalances and reassesses?

The Opportunity to Reinvent

Reinvention is a wonderful word.  For those of us fighting for survival in a depressed housing and lending environment, this may not be the first word uttered when asked about the future of th

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