Mortgage Industry Trends in Origination

Closing Protection Letters Are NOT Insurance Against Mortgage Fraud

You are about to wire closing funds to the table, into the hands of a lawyer or settlement company employee you have never met before, but no worries because you have a Closing Protection Letter right

Reinstating Ethical Common Sense

In retrospect, consumers, investors, central bankers, and now regulators all wonder what caused the once ethical mortgage banking to lose its sanity, while pursuing profits and pipeline deals.&nbsp

Marketing to the Hispanic Home Buying Community

    First, I should tell you I don’t like putting individuals under one category like “Hispanic” because there are truly no Hispanics.

The Real Estate Crisis is over- we can all go back to work

I just love the way the stock market works. Its almost like a politician, blowing in the wind of the latest poll.

Software-as-a-Service Poised to Offer Lenders Operational Efficiencies at a Lower Cost

Market conditions in the mortgage industry are clearly forcing lenders to find better ways to conduct business in an effort to sustain themselves.

The Simple Truth of Closing More Immigrant Home Loans

     To many mortgage professionals the idea of closing more loans from immigrants within their local communities remains just that, an idea.

Back from NRMLA

Wow, what an exciting week we had.  Tracie and I just got back from the NRMLA Regional Convention in Denver and it was fantastic.  Having missed the one in our own back yard (San Diego) i

The Emerging Markets Have Already Emerged

In the last few years much has been said about the emerging markets in the mortgage industry and how they could be the growth vehicle for a market that continues to have gone bonkers.

What Goes Around Comes Around: How Government-Induced Relaxed Lending Criteria Helped to Create the Mortgage Market Collapse

    To hear Congress and our presidential candidates tell the story, the recent collapse of the mortgage industry, which has fueled the largest number of property foreclosures since

Reverse Your Thinking - A First Go!

When the thought first entered our minds to open our own reverse mortgage consulting business we told ourselves we were crazy, but you know how an idea plants itself in your head and no matter how