Mortgage Industry Trends

    First, I should tell you I don’t like putting individuals under one category like “Hispanic” because there are truly no Hispanics.

Choosing leaders by name is a losing proposition.  Suffice it to say, that our next leadership base will be less concerned with how things were historically performed, and more concerned about

There are several permanent shifts actively taking place – some technology based and other socio-economic.  Addressing the latter first, the world economies are no longer independent financi

Even after two years, a melancholy and dark mood still permeates the future of the mortgage industry.  Saddled with the continual unwinding of financial market instruments, leaders have gone u

So what regulatory and audit challenges should be anticipated as the market rebalances and reassesses?

New paradigm – keep the car, boat, and HDTV, but default on the “upside down” mortgage.  It appears from all indicators, that even prime mortgage borrowers could be adopting a new and pe

During the last two quarters I have felt a little like General Sherman at the start of the American Civil War.

As I finish the analysis of Mastering Survival Integration – Achieving Success Beyond Traditional Operating Models using Outsourcing and Process Integration -- my Februa

Credit difficulties and failures are often experienced by the markets and investors not just as a one-time event, but as a series of actions that arrive in loosely coupled groupings.  The cred

The correlation between poor financial performance and “staffing adjustments” has long been a truism for corporate governance.